Stackup

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Stackup

Smart wallet and finance platform for crypto companies to manage payments, invoices and onchain treasury.

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About Stackup

Stackup is a crypto finance platform for companies that manage money onchain. It provides smart contract wallets built on ERC-4337 smart accounts, secured through Face ID, with role-based access control policies so teams can manage a shared treasury without relying on hardware wallets.

The platform covers both incoming and outgoing payments. Companies can create invoices, set up subscriptions and track payments, and pay vendors through queued, batch or scheduled payments online or via API, with one-click approvals. A banking bridge allows transfers between crypto wallets and a bank account without a centralized exchange, and stablecoins can earn yield. Automated compliance checks, audit trails, real-time cash flow visibility and spending controls are aimed at finance teams.

Stackup serves solo users, startups, enterprises and funds. The company names Cantina, a security audit firm, as a customer using it for its own financial operations.

Best for

  • Crypto startups managing onchain treasury
  • Web3 finance and operations teams
  • Crypto companies paying vendors in stablecoins
  • Funds needing controlled multi-user wallets

Pros

  • Free plan available with smart contract wallets
  • Invoicing, subscriptions, batch and scheduled payments in one place
  • Direct bank transfers without a centralized exchange
  • Role-based access policies and approval workflows

Cons

  • Built only for crypto and onchain finances
  • Free plan limited to one team member and 2 chains
  • Pro plan costs $500 per month

Pricing

Stackup offers a free plan for solo users (1 member, 2 chains, 0.3% swap fee), a Pro plan at $500 per month for teams (unlimited members, 12+ chains, 0.15% swap fee), and custom Enterprise pricing.

Stackup FAQ

Is Stackup free to use?
Yes, there is a free plan for solo users with basic accounts, basic payment tracking and 2 supported chains. Paid plans add team access and more chains.
Can Stackup move funds between crypto and a bank account?
Yes, it supports transfers between wallets and a bank without a centralized exchange. Onramp and offramp are available on Pro and Enterprise plans.
How are Stackup wallets secured?
Stackup uses ERC-4337 smart accounts secured through Face ID, combined with access control policies and approvals.
Does Stackup offer an API?
Yes, payments and requests can be managed via API on the Pro and Enterprise plans.

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