Credyt

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Credyt

Billing infrastructure for AI products. Meter usage in real time, charge per token or call, and ship wallets and credit top-ups without building it yourself.

Category:

Maker:

Glafira Kotova

Use Cases

SaaSAutomationE-commerce

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About Credyt

Credyt is real-time monetization infrastructure for AI products. It is organized around three capabilities: observing AI spend per API call, model and customer; controlling exposure with hard budget ceilings per customer, agent or team; and billing customers across usage-based, subscription, hybrid, credit, token and entitlement pricing models.

Usage is authorized, priced and debited atomically as it happens. Credyt checks a wallet's balance before an action is allowed and blocks it if the balance is insufficient. Pricing is designed in a dashboard and can be changed without code, and end customers get a branded billing portal with live balance, usage history, top-ups and auto-recharge. Wallets can hold USD, tokens, GPU hours or custom units. Integration options include an MCP server, SDKs, webhooks, an OpenAPI spec, Stripe or another payment provider, and AI coding and vibe coding tools such as Claude Code, Cursor, Lovable, Bolt, v0 and Replit.

Credyt targets vibe coders and solo founders, seed to Series A AI companies, and larger Series B+ teams. The team comes from Visa, Checkout.com, TrueLayer and SumUp.

Best for

  • Vibe coders adding billing to Lovable or Bolt apps
  • AI startups charging per token or call
  • Teams tracking per-customer AI margins
  • Products using credits or prepaid wallets

Pros

  • Checks balance before usage, blocking spend beyond limits
  • Supports usage, subscription, hybrid, credit and token pricing
  • Drop-in customer billing portal with top-ups and history
  • No revenue percentage or payment processing markup

Cons

  • Focused specifically on AI product monetization

Pricing

Free to build and test with the first 10 active wallets free each month, then $1 per active wallet per month in production, with the first 1M events free and $2 per additional million.

Credyt FAQ

Does Credyt take a percentage of revenue?
No. It charges $1 per monthly active wallet and adds no markup to payment processing fees.
What counts as an active wallet?
A wallet with at least one transaction in the billing month; inactive wallets cost $0.
What happens when a customer's balance runs out?
Credyt checks the balance before usage is authorized, and the action is blocked if the balance is insufficient.
Can it be added to an app built with no-code AI tools?
Yes. Credyt says it adds billing to apps built with tools like Lovable, Bolt or Claude in hours with no backend required.

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